The ability to scale up is hard. So the best model for us is concentrated India, diversified financial services, and through this, we can get significant scale on an Indian platform. Uday Kotak abilityconcentratediversify Change image and share on social
A lot of family members worked in the joint commodities family business. It was a classic case of capitalism at work and socialism at home. Uday Kotak businesscapitalismcase Change image and share on social
When a lion doesn't get its prey, it remains hungry. When the prey saves himself, he has not won, but has saved his life. Uday Kotak hungrylifelion Change image and share on social
I grew up in a joint family of 60 people with one kitchen. So I am a firm believer in the family concept. Uday Kotak believerconceptfamily Change image and share on social
It is possible that the digital world may change the need for physical branches. We will continue to add branches incrementally, but we will reach a point - whether it is 1,500, 1,800 or 2,000 branches - where we will say enough is enough. Uday Kotak 000addbranch share on social
My view is that the bitcoin is in its very early days, and it is an artificial currency. But whether it is creating new money, whether it is sustainable, whether it would survive - I have many questions about it. Uday Kotak artificialbitcoincreate share on social
We are extremely focused on building some of the assets which are going into mid-India, semi-urban and rural, and that's our DNA. We are building a retail bank, and a lot of the deposit base is still in urban India. Uday Kotak assetbankbase share on social
If you ask me, over time, I am a believer in the Indian financial saving story getting stronger; a lot more savers are moving money away from gold and real estate into banks, mutual funds, insurance and equities. Uday Kotak bankbelieverequity share on social
I do believe that banks are special - they are very leveraged institutions by nature; therefore, it's even more critical to ensure that the governance and the process of running a banking company are well-organised, managed and regulated. Uday Kotak bankcompanycritical share on social
My view is the core engine supporting India's growth aspiration will be the financial sector, which will have to get more efficient. Uday Kotak aspirationcoreefficient Change image and share on social
