What we have to be careful is that if we drop interest rates where the rate of interest is lower than inflation, then savers will not put money in financial savings and move it to gold and real estate, which is bad for India. Uday Kotak badcarefuldrop share on social
Our view is that younger customers love our digital offering, our mobile banking applications and so on. Older customers expect relationship managers and want much more personal attention in terms of their needs. Uday Kotak applicationattentionbank share on social
I was not very keen on joining the family business... there were 14 family members working together, and it worried me that I would not have enough individuality. Uday Kotak businessfamilyindividuality Change image and share on social
Our approach to banking is very different from the traditional banks or even some of the new banks. We do not necessarily go out and write single-cheque, large-ticket loans. Uday Kotak approachbankcheque Change image and share on social
My view is that the bitcoin is in its very early days, and it is an artificial currency. But whether it is creating new money, whether it is sustainable, whether it would survive - I have many questions about it. Uday Kotak artificialbitcoincreate share on social
I am a believer in the journey and enjoying the journey. Uday Kotak believerenjoyjourney Change image and share on social
If what you create does not outlive you, then you have failed. Uday Kotak createfailoutlive Change image and share on social
Foreign investors are looking for a consistent and stable policy in India. Uday Kotak consistentforeignindia Change image and share on social
I have got nothing against family companies, but there must be real equity, that is all I say. It cannot be based on influence or political friendships. It has to be based on real equity backing their dreams. Uday Kotak backbasecompany share on social
I would have loved to have been a cricketer. Uday Kotak cricketerlove Change image and share on social