There's no harm being a copycat. If someone else is doing a good job, copy. It's free. Uday Kotak copycopycatfree Change image and share on social
I keep wondering at night, 'Will I have a bank the next morning, or will some technology company be doing banking without needing a bank?' Uday Kotak bankcompanymorning Change image and share on social
It's true that I have always been very comfortable with numbers. Uday Kotak comfortablenumbertrue Change image and share on social
When I wear the hat of management, it is important that our management behaves and conducts as management accountable to the board. Uday Kotak accountablebehaveboard Change image and share on social
Technology is an enabler; you have to be at the cutting edge of technology - there is no choice. Uday Kotak choicecutedge Change image and share on social
Culture is about the mindset of people, and we are very happy to have a strong combined mindset of people. Uday Kotak combineculturehappy Change image and share on social
In a marathon, if you run too fast, you get exhausted. If you run too slow, you never make it. Uday Kotak exhaustfastmake Change image and share on social
If you look at 2009, why did the recovery happen? Recovery happened because somebody in the world's largest economy opened the tap: the U.S., followed by Europe and now Japan. Uday Kotak economyeuropehappen Change image and share on social
In equities, you price the risk. As far as debt is concerned, if the markets get more sophisticated where, for the levels of risks that you take, you get the debt returns, we will certainly look at it. It's back to a philosophy of risk-adjusted returns. Uday Kotak adjustbackconcern share on social
The ability to scale up is hard. So the best model for us is concentrated India, diversified financial services, and through this, we can get significant scale on an Indian platform. Uday Kotak abilityconcentratediversify Change image and share on social
