It's true that I have always been very comfortable with numbers. Uday Kotak comfortablenumbertrue Change image and share on social
Younger customers are the future, but older customers have the money. So you need both: one for the present, and the other for the future. Uday Kotak customerfuturemoney Change image and share on social
When I wear the hat of management, it is important that our management behaves and conducts as management accountable to the board. Uday Kotak accountablebehaveboard Change image and share on social
Culture is about the mindset of people, and we are very happy to have a strong combined mindset of people. Uday Kotak combineculturehappy Change image and share on social
In a marathon, if you run too fast, you get exhausted. If you run too slow, you never make it. Uday Kotak exhaustfastmake Change image and share on social
If India grows steadily and does the structural things right and carefully unties knots, builds an institutional process which sort of cleans up the corruption and the baggage in the system, I see it as a wonderful marathon. Uday Kotak baggagebuildcarefully share on social
If you look at 2009, why did the recovery happen? Recovery happened because somebody in the world's largest economy opened the tap: the U.S., followed by Europe and now Japan. Uday Kotak economyeuropehappen Change image and share on social
My view is the core engine supporting India's growth aspiration will be the financial sector, which will have to get more efficient. Uday Kotak aspirationcoreefficient Change image and share on social
In equities, you price the risk. As far as debt is concerned, if the markets get more sophisticated where, for the levels of risks that you take, you get the debt returns, we will certainly look at it. It's back to a philosophy of risk-adjusted returns. Uday Kotak adjustbackconcern share on social
What we have to be careful is that if we drop interest rates where the rate of interest is lower than inflation, then savers will not put money in financial savings and move it to gold and real estate, which is bad for India. Uday Kotak badcarefuldrop share on social