Technology is an enabler; you have to be at the cutting edge of technology - there is no choice. Uday Kotak choicecutedge Change image and share on social
Culture is about the mindset of people, and we are very happy to have a strong combined mindset of people. Uday Kotak combineculturehappy Change image and share on social
There is socialism in the family that conflicts with meritocracy. And that bothered me. Uday Kotak botherconflictfamily Change image and share on social
I keep wondering at night, 'Will I have a bank the next morning, or will some technology company be doing banking without needing a bank?' Uday Kotak bankcompanymorning Change image and share on social
We encounter very healthy boardroom debates and pretty diverse views, so we have always had the benefit of diversity of opinion and expression before we take some important calls. Uday Kotak benefitboardroomcall Change image and share on social
If you look at 2009, why did the recovery happen? Recovery happened because somebody in the world's largest economy opened the tap: the U.S., followed by Europe and now Japan. Uday Kotak economyeuropehappen Change image and share on social
Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk. Uday Kotak adjustapproachbank share on social
When I wear the hat of management, it is important that our management behaves and conducts as management accountable to the board. Uday Kotak accountablebehaveboard Change image and share on social
I am big believer that increase the size of the cake is as at least as important as distribution of the cake. To increase the size of the cake, you need to focus on progress. Uday Kotak believerbigcake Change image and share on social
Younger customers are the future, but older customers have the money. So you need both: one for the present, and the other for the future. Uday Kotak customerfuturemoney Change image and share on social