As long as there is cash, and the economy is running, all is well. But as a bank, we'll have to test, experiment, try a hundred different things. A few may work, a few may fail, but we have to experiment and try. Uday Kotak bankcasheconomy share on social
In equities, you price the risk. As far as debt is concerned, if the markets get more sophisticated where, for the levels of risks that you take, you get the debt returns, we will certainly look at it. It's back to a philosophy of risk-adjusted returns. Uday Kotak adjustbackconcern share on social
If you look at the history of large financial institutions, most of them have succeeded because of a deep presence in their home market. Uday Kotak deepfinancialhistory Change image and share on social
We encounter very healthy boardroom debates and pretty diverse views, so we have always had the benefit of diversity of opinion and expression before we take some important calls. Uday Kotak benefitboardroomcall Change image and share on social
For me, the real thing is make, serve and list in India. Which means we need manufacturing, we need services, and we need financial markets. Uday Kotak financialindialist Change image and share on social
There's no harm being a copycat. If someone else is doing a good job, copy. It's free. Uday Kotak copycopycatfree Change image and share on social
Kotak Mahindra Bank has very significant presence in the West and the North, and our total branch network between these two regions is 80 per cent, and in case of ING Vysya Bank, their network in South is 64 per cent of their total branch network. Uday Kotak bankbranchcase share on social
What we have to be careful is that if we drop interest rates where the rate of interest is lower than inflation, then savers will not put money in financial savings and move it to gold and real estate, which is bad for India. Uday Kotak badcarefuldrop share on social
Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk. Uday Kotak adjustapproachbank share on social
I am a believer in the journey and enjoying the journey. Uday Kotak believerenjoyjourney Change image and share on social
