Ted Deutch

I participate in the SNAP Challenge to raise awareness about the millions of people in our communities who struggle with hunger on a daily basis despite living in the most prosperous nation ever known.

It is no wonder that bank capital is regulated. When borrowing and lending is profitable, it is tempting for banks to scale up their operations and to borrow and lend too much in relation to their capital, in effect reducing the effectiveness of the potential capital cushion.