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Disaster, to me, means in some big or small way, things going wrong. And that's obviously a matter of perception, right? Let's say your puppy chewed up all the shoes in your house. She probably had a fine time doing that. In her mind, a red letter day, the highlight of her puppy life.

Disasters happen. We still have no way to eliminate earthquakes, wildfires, hurricanes, floods or droughts. We cope as best we can by fortifying ourselves against danger with building codes and levees, and by setting aside money to clean up afterwards.

Disasters redistribute money from taxpayers to construction workers, from insurance companies to homeowners, and even from those who once lived in the destroyed city to those who replace them. It's remarkable that this redistribution can happen so smoothly and quickly, with devastated regions reinventing themselves in a matter of months.

Disasters such as earthquakes, tsunamis, volcanoes, floods, oil spills and radioactive fallout cause massive death of people, pigs, bats and birds. These disasters also impact the immune health of survivors. All harbor viruses.