Neil Morrissey

I pay attention to my nails. I have had this particular German nail kit for years, and I take it everywhere. If I don't trim and file my nails, they turn into talons. I cook a lot, too, and I don't like to see bits of food stuck under them.

If I know I am going out in the evening, I'll save my shower till I am about to get ready, so I'm pristine. I'm not one for moisturisers and toners; the furthest I go is shampoo and conditioner and a bit of hair gel.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.