Maeve Binchy

An English journalist called Michael Viney told me when I was 25, that I would write well if I cared a lot what I was writing about. That worked. I went home that day and wrote about parents not understanding their children as well as we teachers did, and it was published the very next week.

Success is not like a cake that needs to be divided. It's more like a heap of stones - a cairn. If someone is successful, they add a stone to the cairn. It gets very high and can be seen from all over the world. That's how I see it.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.