Kate Middleton

First-class delivery of children's palliative care is life-changing. When families are confronted with the shattering news that their children have a life-limiting condition, their world can fall apart.

Actually William wasn't there for quite a bit of the time initially, he wasn't there for Freshers Week, so it did take a bit of time for us to get to know each other but we did become very close friends from quite early.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.