Jonah Lomu

It was like falling off a building and suddenly, bang, you hit the bottom. The first time it happened was on an ordinary day at home. I was taking down some curtains. I took one step, turned around, took another step and then I fell and hit my head hard on the rowing machine.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.