Henry Cloud

In both our personal and professional lives, there are times when reality dictates that we must stand up and 'end' something. Either its time has passed, its season is over, or worse, continuing it would be destructive in some way.

The standardization of world culture, with local popular or traditional forms driven out or dumbed down to make way for American television, American music, food, clothes and films, has been seen by many as the very heart of globalization.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.