George Whitefield

A lot of suffering is just getting rid of dross in yourself, and lingering and hanging in the darkness is often - I say this against myself - a failure of imagination, to imagine the door into the light.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.