Frank Lowy

I don't think of myself as a hard man, but other people may think otherwise. You know you have obligations to do the best you can for people, for your job, for your shareholders... it all has to be balanced between the hardness and the softness.

Money is misunderstood. The fact is if you want to be successful - the money will follow you. If you are a doctor, something else will follow you. If you are successful, there is an accompaniment. If your goal is just to make money, you won't succeed. Money is a commodity to use, not to be dictated by.

As England manager I always felt we needed an extra man in midfield to retain the ball, but that was more as an attacking ploy to help create opportunities. It came from my experience playing international football in a 4-4-2 and spending half my time chasing the ball.