Frank Lowy

I don't think of myself as a hard man, but other people may think otherwise. You know you have obligations to do the best you can for people, for your job, for your shareholders... it all has to be balanced between the hardness and the softness.

Money is misunderstood. The fact is if you want to be successful - the money will follow you. If you are a doctor, something else will follow you. If you are successful, there is an accompaniment. If your goal is just to make money, you won't succeed. Money is a commodity to use, not to be dictated by.

I used to carbo load. But then I ran my first marathon, actually on a whim. All I could think of was that I needed protein. I remember going to the grocery store and buying one of those roasted chickens. I remember downing a bunch of that and, yes, I had some carbs, but that's what I felt I needed.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.