Ava DuVernay

If you walk into a room, and there is no one that's not like you there, whether it's a woman or a person of color, anyone that's different from you, you should be able to say this is a problem. We need allies in that room to say that video, this room, this company, these ideas, this film, this whatever, this is not right - this is not good enough.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.