Yasser Arafat

We plan to eliminate the state of Israel and establish a purely Palestinian state. We will make life unbearable for Jews by psychological warfare and population explosion. We Palestinians will take over everything, including all of Jerusalem.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.