Vladimir Zhirinovsky

The West will have to choose: either to come to terms with Russians, or to receive a retaliatory blow. This retaliatory blow will not be by means of war. We will resort to the same weapon: nationalism.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.