Tony Cardenas

My parents didn't speak English. They learned it little by little. They realized that education was the ticket to a better future in their own rudimentary way. They kept the house clean, kept us on the straight and narrow, and none of us ever got into trouble with the law.

The historical novelist has to consider what has actually happened, while the SF writer is dealing in possibilities, but they are both in the business of imagining a world unlike our own and yet connected to it.

I can't think of another enterprise other than being a homeowner that can't have its debt restructured in bankruptcy. Corporations can but a homeowner can't? Now with securitization the homeowner can't go to the owner of the loan and work things out.