Tom Hodgkinson

One of the least arduous but most productive of gardening jobs, the magic of deadheading never fails to delight me. It was a revelation when the principle was explained to me: that flowers are the attempt by the plant to reproduce itself. So if you cut the heads off before the flower turns into seeds, the plant will continue to flower.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.

I believe the best mode of aiding convicts is so to apportion their tasks in prison as to give to the industrious the opportunity of earning a sum for themselves by 'over-work.' A man usually values that most for which he has labored; he uses that most frugally which he has toiled hour by hour and day by day to acquire.