Tim Holden

The market is incredibly inefficient and capable on rare occasions of being utterly dysfunctional. And people have a really hard time getting their brain around that fact. They want to believe that it's approximately efficient almost all the time, and it simply isn't true.

Many of the things that I have written on have focused, at least a big part of the story, on adolescents. I think that in that period of life, so much happens, and it's the period of life where you're forming into an adult. In certain ways, you're already an adult and in certain ways you're still a kid.