Taylor Caldwell

You get to a certain point - gratefully - when you're out of your twenties, and you realize how fleeting life is. So, it becomes important to feel as if the people in your life know exactly how you feel about them at all times.

I think about fanaticism - oblivion awaits, especially for minor writers, so you have to be a fanatic; you have to be a crank to keep going, but on the other hand, what else would you do with the rest of your life? You gotta do something.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.