Steve Stivers

I've actually cut my personal pay individually; we didn't vote on that, but I've done that individually. It's important that folks know that we're going to roll up our sleeves and work on things, and members of Congress are going to sacrifice our own budgets first.

The advantage of the free market system is that people invest their capital, they create jobs by investing their capital, and hopefully they get a return on that investment. I don't think there's anything wrong with good old American capitalism.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.