Shreya Ghoshal

I don't believe in pretending to be someone else. I'm what I actually am in real life. For instance, like any normal girl, I fight with my mother. I mean, it is just fine. In fact, I fight daily with my mother.

In college - while figuring the things out that most people do in college - I had no game. No confidence. I had Birkenstocks. And overalls. A budding romance novel addiction. But no cool. No poise. I was trying on a thousand different personalities, but a lot of them were formed by the perceptions of others.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.