Sebastian Faulks

A romantic is someone who believes that something is valuable even if it doesn't last. And a non-romantic is someone who says that if something doesn't endure, or can't be logically proved and pinned down, it's worthless.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.

A health system that lacks commodities for managing high-mortality infectious diseases and the main killers of mothers and young children will not have an adequate impact. By the same token, even the best-stocked delivery system will have an inadequate impact if it fails to reach the poor.