Sebastian Faulks

A romantic is someone who believes that something is valuable even if it doesn't last. And a non-romantic is someone who says that if something doesn't endure, or can't be logically proved and pinned down, it's worthless.

A health system that lacks commodities for managing high-mortality infectious diseases and the main killers of mothers and young children will not have an adequate impact. By the same token, even the best-stocked delivery system will have an inadequate impact if it fails to reach the poor.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.