Samantha Barks

I haven't checked this out yet, but one of our guys told me we have a counselor within 45 minutes to an hour of most small businesses in this country. That's really powerful. I call it our bone structure.

I think the best thing about my job is that I have my life documented, which not many people get to have. They have a photo here and there and maybe some video footage from a birthday. My kids will be able to see me growing up.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.