Rosalind Wiseman

Advancements in technology have become so commonplace that sometimes we forget to stop and think about how incredible it is that a girl on her laptop in Texas can see photos and cell phone video in real time that a young college student has posted of a rally he's at in Iran.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.