Robert Love

Learn when and how to use different data structures and their algorithms in your own code. This is harder as a student, as the problem assignments you'll work through just won't impart this knowledge. That's fine.

Indeed, the FHA was born out of the Great Depression, which was also caused in significant part by a foreclosure crisis. Mortgages in the early 1930s were mostly three- to five-year 'bullet' loans, which did not amortize and were due in full at maturity.