Otto von Bismarck

Embrace yourself and do what you can to look and feel your best. Don't put on so many fashion trends that create a ridiculous style statement. Pick and choose what feels good, and flatters your own body.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.