Moshe Safdie

I'm completely taken and impressed by the planning authority of Singapore and its Urban Redevelopment Authority (URA). It's the most cutting-edge agency in the world. They have very effective guidelines for development, and they review design as it evolves.

He who seeks truth shall find beauty. He who seeks beauty shall find vanity. He who seeks order shall find gratification. He who seeks gratification shall be disappointed. He who considers himself the servant of his fellow beings shall find the joy of self-expression. He who seeks self-expression shall fall into the pit of arrogance.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.