Mike McGavick

There is no progress without risk, and in an environment where change is accelerating, risks are multiplying and businesses are increasingly complex, companies need strong, innovative partners to help manage their risk. Our brand clearly sets XL apart as the strong, innovative partner needed in today's market.

Well, there's no question that the law passed in 1996 was flawed. It deregulated the wholesale market, meaning the price that the utilities had to pay energy companies for power, but not the retail market.

The moral was, in time of anarchy, tough leadership is the only solution - even though the collateral damage may be heartbreaking. Mrs. Thatcher's strident, take-no prisoners approach was in some ways repugnant, but it was surely necessary.

I'm looking for all the things that are beneficial in the human genome. Everything that I do is based on a very simple principle: things that are beneficial will spread through populations very quickly.