Michael D. Higgins

The mandate I have received and for which I will speak with heart and head to implement over the next seven years had its four pillars - an inclusive citizenship, equality and participation and respect in a creative society creating an excellence in everything we Irish do.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.