Matthew McConaughey

I can say with a solid degree of authority that I am a selfish person. I spontaneously forget the names of more people than not, unless I want to make out with them. I will take the last square of toilet paper off the roll without thinking twice. I tip taxi drivers so poorly I'm amazed none of them have run over my foot while speeding off.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.

I don't know why everyone feels the pressure to look young. Personally, I hate it. I don't want to inject Botox and look young forever. It's living in denial and anything that has an undercurrent of this philosophy is bad for your growth.