Matt Bevin

We're in Kentucky, dude. How many variations of Bevin are there? Many. Bevins, Blevins, Belvin, Belvins, I'm sure. Or Bevin even with an -eavin or... Bivin or Bivins. And we're probably all cousins if you go back far enough.

At a tiny station in New Albany, Indiana, which is right across from the river from Louisville, Kentucky, where I grew up. The Louisville stations were loath to hire beginners, so I had to go across the river.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.