Maria Semple

When you become a parent, that's a whole new level of life intruding. Nobody tells you how boring and time-sucking it's going to be! Or how the responsibility feels like an airbag going off in your life.

After decades spent in rewrite rooms surrounded by other shouting writers, I discovered that I work best alone. I like being in charge of my time, working out the problems according to my own rhythms and being able to nap. That's a big one, the napping on demand!

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.