Louise Nurding

There's nothing worse than looking as if you've tried too hard or preened to within an inch of your life. If I'm wearing a strong item like a really beautiful dress, then I'll play down my shoes and accessories and make my hair really natural.

I know people who've had a nose job, and they've walked out feeling a million dollars, and their confidence is tenfold. Good on them! Natural beauty comes in all different shapes and sizes, but if you think surgery would right something you have a problem with, then why shouldn't you do it?

From a good lie in the middle of a fairway bunker, I'll make the same swing as I do from an average fairway lie. I'll dig my feet in slightly and keep my lower body stable so I won't slip, but I don't change my club selection or setup. It's only when the ball is sitting down in the sand that I'll make some modifications.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.