Lauren Conrad

Everyone has that friend who's every day, like, 'I hate my nose, I hate my nose, I hate my nose.' You either need to come to peace with it and be like, alright, I hate it, but it's part of me - or change it. So I'm not against plastic surgery, I'm against plastic surgery when it doesn't really need to be done.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.