Laura Wasser

The rarity is the sudden epiphany or single turning point showing you with dramatic clarity that your marriage is over, although that does happen. Most relationships hover on a precipice for years before one party or the other finally decides it is time to jump, and coming to the decision isn't easy.

Conversations about money certainly are not sexy, but they should give each of you some clarity and enable you to enter into your marriage with a better understanding of each other and what is important. Work and home responsibilities, joint or separate accounts, budgets, etc. are all subjects which should be discussed.