Laura Arrillaga-Andreessen

My giving story started with my parents - my late mother, Frances Arrillaga, who dedicated her life to philanthropic and community service, and my father, John Arrillaga, whose daily generosity of heart, mind, and hands-on contributions make him one of the most extraordinary philanthropists I know.

My mother taught me that to maximize your philanthropic potential, you need to constantly challenge your capabilities and put yourself in situations that are not always comfortable. Through her example, I discovered that there is no more beautiful way to live a life than to live a life of service.

Socialism has no moral justification whatsoever; poor people are not morally superior to rich people, nor are they owed anything by rich people simply because of their lack of success. Charity is not a socialist concept - it is a religious one, an acknowledgment of God's sovereignty over property, a sovereignty the Left utterly rejects.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.