Karen Finerman

I was raised a Calvinist. You might think you know what that means, but let me explain it the way my mother preached it to my three sisters and me back when we were at home: 'I buy my girls Calvin Klein clothes, so that's all they know. Then, when they graduate from college, they have to figure out how to pay for them themselves.'

Well, there's no question that the law passed in 1996 was flawed. It deregulated the wholesale market, meaning the price that the utilities had to pay energy companies for power, but not the retail market.

After decades spent in rewrite rooms surrounded by other shouting writers, I discovered that I work best alone. I like being in charge of my time, working out the problems according to my own rhythms and being able to nap. That's a big one, the napping on demand!