Kapil Dev

As supportive as my hometown is, in my high school, there are people who would probably walk up to me and punch me in the face. There's a select few that will never like me. They don't like what I stand for. They don't like somebody who stands for being sober, who stands for anything happy. They're going to be negative no matter what.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.