John Ortberg

I remember watching 'Colombo' a lot with my dad. That was one of the first detective shows I remember watching. And I remember my dad turning to me - my dad loves to turn to me and explain why things are funny. He used to do that with 'Seinfeld' all the time. He did it with 'Colombo', too, set the scene.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.