Jenny Shipley

The poet is primarily a spokesman, making statements or incantations on behalf of himself or others - usually for both, for it is difficult to speak for oneself without speaking for others or to speak for others without speaking for oneself.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.