Jean Charest

If you want a referendum, vote for the others. Or, in certain cases, you can stay at home, you don't vote and you could find yourself with a referendum by default because you didn't exercise your vote.

Over and over again, financial experts and wonkish talking heads endeavor to explain these mysterious, 'toxic' financial instruments to us lay folk. Over and over, they ignobly fail, because we all know that no one understands credit default obligations and derivatives, except perhaps Mr. Buffett and the computers who created them.