Jarvis Cocker

The young boys I speak with say to me: Why would I want to live in this world - where they rely on charity, dry pieces of bread and water, where they are subjected to harsh treatment, when they can be free and be the envy of their colleagues in the afterlife. They are only too eager to sign on the dotted line and join the ranks of the Taliban.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.