Janine di Giovanni

Sarajevo was this beautiful city, very cosmopolitan, multiethnic, full of wonderful people, artists and writers and poets and Serbs and Muslims and Croats, and living side by side. And then this medieval siege, and it was a medieval siege, came, and the Bosnian Serbs were on the hills lobbing in rockets and grenades and mortars.

You replace it by 23 percent tax, a frank, transparent tax embedded in the cost at retail, and everybody gets to takes their whole check home. And the average income earner gets a 50 percent increase in take-home pay.

From a good lie in the middle of a fairway bunker, I'll make the same swing as I do from an average fairway lie. I'll dig my feet in slightly and keep my lower body stable so I won't slip, but I don't change my club selection or setup. It's only when the ball is sitting down in the sand that I'll make some modifications.

On the other end of the spectrum, these women who do live long enough to collect Social Security face the challenge of being disproportionately dependent on the Social Security system for retirement income.