Janine di Giovanni

Sarajevo was this beautiful city, very cosmopolitan, multiethnic, full of wonderful people, artists and writers and poets and Serbs and Muslims and Croats, and living side by side. And then this medieval siege, and it was a medieval siege, came, and the Bosnian Serbs were on the hills lobbing in rockets and grenades and mortars.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.