James Stephens

There is no tragedy more woeful than the victory of hate, nor any attainment so hopelessly barren as the sterility of that achievement; for hate is finality, and finality is the greatest evil which can happen in a world of movement.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.

Though builders may build, in the main they follow the plans of architects. Teachers teach, but they must have a text. Politicians govern, but only upon the flow of commentary that raises them up or casts them down.