James Rollins

I do have an office where about 70 percent of my writing gets done, but sometimes it does get a bit stir-crazy to be cooped up in there, so I'll grab my laptop and write somewhere else: another room in the house, out on the patio, or even Heaven-forbid, a trip to Starbucks. But I also write on the road.

I started writing short stories. I tried writing horror, mystery, science fiction. I joined a little critique group here in town and ran my stories past them. After about three years, I tackled my first novel, Subterranean. It took me 11 months to write.

Do I sometimes hope I wake up in the morning and people are like, 'What's wrong with her? She looks emaciated.' Of course I would love that. I'm such a clothes whore, I would love the opportunity to be a hanger. But I think I'm more confident than I've ever felt in my life.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.