Herbert Spencer

While the world may feel entitled and have the power to pronounce an individual crazy, are there times when the innocent genius, the insightful individual or just the old grandmother may reasonably declare the world to be mad? Probably, but what hope or happiness would such an individual have?

Throughout the '90s and early 2000s, our financial industry and governments leaned on a snake-oil mirage of wealth creation, a bubble predicated on the obvious falsehood that things could only get better.