Erin Cummings

At the end of the day, you are solely responsible for your success and your failure. And the sooner you realize that, you accept that, and integrate that into your work ethic, you will start being successful. As long as you blame others for the reason you aren't where you want to be, you will always be a failure.

When I thought about Detroit, I would think big city, very urban - not a lot of places to walk around, not a lot of parks. I sort of pictured Manhattan almost, where, besides Central Park, it's all city and big buildings. But now that I'm here, you see people pushing strollers, people hanging out in the park.

This rise of the new global mega-rich is happening as established institutions are falling. The fall runs the gamut from the music business and traditional media to the Detroit automakers who find themselves obsolete, outmaneuvered, and out-priced by entrepreneurs in Silicon Valley, Mumbai, Shanghai, and even Siberia.